What Non-Medical Costs Are Not Covered Under RGHS For Ligament Injury of Football Players

Football is a contact sport, meaning players are bound to get injured during the game. Be it a bad foul or a genuine tackle gone wrong, thousands of players get injured playing football at all levels of the game every year. The variety of injuries football players experience can be varied, and medical insurances do its best to cover treatment expenses. However, certain costs are not covered by the insurance during the treatment procedure. What are the costs? Let’s find out!

What Costs Are Not Covered Under RGHS For Ligament Injury of Football Players?

Several categories of costs are not covered under RGHS for ligament injuries of football players. These categories include non-medical personal comfort items, hospital charge items, administrative charges, and external durable device charges. Let’s review individual items that are charged under each of these categories.

Non-Medical Personal Comfort Items

  • Barber charges

  • Beauty services

  • Bedpan

  • Powder

  • Razor

  • Towel

  • Email or internet charges

  • Food charges

  • Telephone charges

  • Oil charges

  • Laundry charges


These charges are non-payable because they are non-medical in nature. In case any particulars of this list are even used for medical treatment, the service itself is to be charged and not the particulars themselves.


Hospital Charge Items

Hospital charges include items that are not to be paid for by RGHS specifically. These items are used for certain services that are covered under the policy, and the individual items are not to be billed separately.

  • Boyle’s Apparatus charges

  • Cotton bandage/cotton

  • Urine container

  • Eye kit and drape

  • Arthroscopy and endoscopy instruments

  • Tourniquet


Administrative Charges

Administrative charges account for charges that are related to hospital administration and not related to the treatment of the patient. This involves charges and formalities that patients need to fulfill in order to get the patient ready for treatment at the hospital. The particulars of the exact charges that are not covered under RGHS are mentioned below.

  • Admission kit

  • Conveyance charges

  • Discharge procedure charges

  • Maintenance charges

  • Medicine box

  • Visitor pass charges

  • Photocopy charges

  • Certificate charges

  • Incidental charges


External Durable Device Charges

External durable devices are used after the successful completion of the treatment procedure. These devices are used during the recovery process of the patient, and they are not covered under RGHS policies.

  • Nebuliser

  • SPO2 probe

  • Knee braces

  • Knee immobilizer

  • Arm sling

  • Splint

  • Cervical collar

  • Pulse oximeter charges

  • Walking aid charges

  • Bipap machine


So, these are some of the charges not covered under RGHS due to policy. You can get the complete list of all the charges that are not covered under RGHS on the official RGHS portal.


Conclusion

Even though these charges are not covered under the policy, ligament injuries of football players can be treated without these charges as well. If you want to learn more about RGHS coverage, you can visit MediPulse hospital in Jodhpur. MediPulse is a partner hospital of RGHS and accepts RGHS policy coverage. 


If you or your loved ones are a footballer that is suffering from a ligament injury, you can visit MediPulse for the best treatment facilities. The experienced medical staff at the hospital can help you recover quickly and be at your best. MediPulse is equipped with high-tech medical infrastructure that helps them treat your ligament problems quickly and safely. You can find more information about ligament injury treatment at MediPulse on the hospital website. However, you can also visit the hospital in person and get yourself checked out.



RGHS, ArthroscopySohaib Khan