How to check your RGHS balance?

With the launch of RGHS or Rajasthan Government Health Scheme in 2021, most people with different economic slabs can now avail the best medical treatment. The scheme was formulated for active employees and pensioners to easily help funds for outpatient and inpatient treatment procedures. For complicated health treatments, every registered family will get a maximum fund valuation of INR 15 lakhs and an annual amount of INR 20,000. 

With so many wonderful benefits, almost 13 lakh families have registered for this scheme. Different fund types are offered to each family, so you should know the right process to check the balance. This will help you spend the fund properly without any hurdles. Below, we have discussed the best ways to check your RGHS balance online in the easiest possible manner.

How to check the RGHS balance online?

Before raising any claim or opting for cashless OPD treatment, you must check the RGHS balance left under your or your family's name. To do so, You can take the actions listed below. and complete the task in minutes.

1. To begin with, you must go to the official platform of Rajasthan SSO. 

2. Once you are on the official site, enter your name, password, captcha, and other login details to enter your account. 

3. You need to search for the RGHS portal link, as you will be redirected to the homepage. 

4. If you cannot view the same on the website as it is, To hasten the procedure, utilise the search bar.

5. Click on the link, and a new portal will open up for RGHS.

6. Here, you will get a complete list of options for performing different operations against the RGHS account. 

7. Click on the last option saying RGHS card limit tracker.

8. Once you click on the button, a popup window will appear and show the remaining balance. You have the total balance and the use one. 

9. There will be two windows. The first one is for OPD or outpatient, and the second one is for IPD or inpatient. 

Things you need to consider while checking the RGHS balance

Several things need to be considered before you start checking the RGHS balance. In this following section, we have illustrated the essentials you must gather beforehand. 

1. You should have a valid account on the Rajasthan government's SSO platform. 

2. Apart from this, you get the RGHS card because the card number will be required when checking the RGHS balance. 

3. You must have all the documents or transaction history against the RGHS card to ensure the balance shown on the website is right. 

Pre-approved and post-approved medical expenses with RGHS

The RGHS claim scheme offers IPD and OPD treatment funds, unlike other insurance schemes. If you do not have any clear idea about these two sub-schemes, the below description will help you understand the entire concept.

1. In inpatient treatments, you need to pay the bills first. Once done, you can submit all documents to the claim portal for the insurance amount. You also need to show valid ID proof for verification. 

2. The outpatient claim is mostly cashless. You can easily pay for consultations, therapies, lab treatments, and pharmacies. Here, you won't have to worry about paying the amount from your pocket. Instead, the entire transaction will happen directly between the insurance provider and your company. 

Conclusion 

Now that you know the entire process for checking the RGHS balance ensure to run an eye over the balance limit before booking the consultation for anything else. and if find any problems, you can contact Medipulse hospital TPA cell for more information.

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